Ariva is looking for an upbeat, driven individual that is ready to take on a new challenge with a proven track record to join our successful team Senior Credit Assessor.
The successful candidate will be responsible for consumer credit applications submitted via the E4 system in accordance with the E4 Workflow as well as providing guidance and assistance within the team.
Key Responsibilities : Using the Pre-Assessment Scoring sheet on excel in conjunction with the E4 system, pre-filter, pre-
assess and pre-approve, decline or pend deals depending on the quality of the applicant, as well as relevant documentation available to assess and score the lead.
Risk Assessment by scoring the Pre-Approved lead by means of : Identifying customers? employment sector, assessing the customer?
s affordability based on internal policies. Use the scoring model for final assess and motivate / recommend to Head of Credit why a deal must be done.
Complete validations on employment and validity of company employed at. Where applicant earns, commission apply the internal policies to calculate the adjusted monthly income.
Confirm the validity of all other supporting documentation required for the application. Assess Self Employed consumers according to the Internal Policy (Subject to change).