SME Loan Officer
Initiate International
Johannesburg, Gauteng, South Africa
4d ago

We have a great career opportunity for a SME Loan Officer to join a large-scale business incubator within their fund management division in Johannesburg. If you have experience in SME finance and are passionate about entrepreneurship and small business development, this job could be perfect for you!

 

Your key job responsibilities as the SME Loan Officer in Johannesburg will include:

  • Reviewing client creditworthiness and facilitating the process once an application is approved
  • Explaining to customers the different types of loans and credit options that are available, as well as the terms of those services
  • Researching and evaluating loan applicant’s financial status, references, credit and ability to repay the loan
  • Submitting credit and loan applications to management with recommendations for approval or rejection
  • Approving or rejecting loan applications within authorised limits
  • Keeping records of payments, and preparing routine letters requesting payment for overdue accounts and forwarding these for legal action
  • Staying abreast of new types of loans and other financial services and products to better meet customer’s needs
  • Proactively identify potential risks and recommend enhancements to existing processes
  • Meeting validation quotas as set by management
  • Providing feedback and analysis on files hind-sighted to all stakeholders
  • Provide detailed information on any file where there appears to be suspicious activity
  • Assist in creating and finalising desired reports
  • Efficient and effective customer service delivery
  • Retain and maintain relationships with existing customers and stakeholders
  • Identify new customers and stakeholder relationships
  • Identify possible risk and communicate to relevant parties

Requirements for this SME Loan Officer job in Johannesburg:

  • Matric with Mathematics and/or Accounting (Essential)
  • Risk Management/Credit Diploma/ Bcom Accounting/ Bcom Finance
  • FSCA Relevant Qualification and Compliance (Essential)
  • Experience with processing Loan applications is a must
  • Regulatory Examination (Recommended)
  • Valid Driver’s License Code 8 (Essential)
  • Computer Literacy-MS Office (Essential)
  • 2+ years’ experience within a Micro lending environment
  • SME Development experience will be advantageous
  • Communication, selling, negotiation, telephone and interpersonal skills
  • Working knowledge of financing products
  • Computer literacy (MS Office)

If you meet the above requirements for this SME Loan Officer job in Johannesburg, we would like to hear from you! Please send your CV through today. If you do not receive any feedback within 7 days of your application, please be advised that you were not successful in making the shortlist.

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