PURPOSE OF THE JOB
To assist in achieving the Agri Business Sector strategic goals with regards to risk mitigation, innovative, solutioning, providing of Agri knowledge and technical expertise within RBB.
Provide relationship executives and credit sanctioners with an Agri report containing relevant crop, climatic, financial and managerial information to enable them to make a qualified credit decision.
Own discretion to waive certain account opening or loan application credit criteria
Perform detailed analysis of an Agricultural entity’s production levels, climatic
conditions, financial and managerial ability, financial performance and borrowing
Serve as an early warning mechanism to ABSA in identifying, where possible,
disastrous situations before they actually occur.
Conduct a client needs analysis as frequently as needed.
Provide regular updates to Management on solutioning and business enablement
activities and the financial performance of the Agri business portfolios.
Research, analyse and keep abreast of all financial related products and solutions on offer to Agricultural clients in the South African, African and global markets.
Provide technical, economic and financial information e.g. climate trends, global trade forecasts and trade prices to Relationship Executives, Credit and all other Key
Assist Relationship Executives with sector specific industry knowledge and expertise in preparation for or during client engagement.
Remain up to date on Provincial and National Government policies on Agriculture
including, inter alia; subsidies, marketing and related processes; by attending
networking events, forums, seminars and reading public press releases.
Assist Training and Development in compiling Agri training material for training of all
staff with Agri clients or involved in Agri finance.
Build and maintain relationships with both internal and external Agriculture
Represent ABSA at marketing events with other role players in Agriculture, Private
Sector, Government and Farming organisations in area of responsibility.
Take co-responsibility for the growth of the Agri book and portfolio as per regional
Grow market share within geographical area of responsibility.
Applying expertise and technology
Relating and networking
Deciding and initiating action
Analysing, learning and researching
Delivering results and meeting customer expectations
Entrepreneurial and commercial thinking
Planning and organising
Presenting and communicating information
Essential / Basic Qualifications
B. degree in Commerce, Banking or Business Administration
8-10 years’ experience in Agricultural Finance or Financial Services / Banking
Proficient in MS Office (Word, Excel, PowerPoint and Outlook) and the Internet
No criminal record
NQF Level 8 : Post Graduate degree with Agri Specialisation (Agricultural Economics, Agricultural Sciences or Agribusiness Management) including Financial Management 2
Specialist Agricultural Sector knowledge and skills
Sound knowledge of credit, including an understanding of industry risk assessment, risk mitigation and risk management.
Preference will be given to South African Citizens and Permanent residents of South Africa in possession of proof of permanent resident status
The appointment will be made in line with the Divisional Employment Equity strategy
We are committed to employment equity when recruiting internally and externally. Preference will be given to suitably qualified individuals from previously