Lead: Decision Science
Capitec
Stellenbosch, Western Cape, ZA
5d ago
source : Work-Force

Purpose Statement To ensure the deliverables within the area of responsibility aligns with the objectives, plans, processes and standards of Credit Decision Science (Granting Model / Collections, Recoveries, Account Management) To lead a team of specialists within the Collections, Recoveries and Account Management / Granting Model function to perform analysis that translates active business data into usable strategic information in order to inform the business on any critical and measurable credit and risk indicators.

Experience & Qualifications Relevant Degree with a major in Data Science / Mathematics / Statistics / Risk Management with 6 years’ relevant experience in statistical analysis OR Relevant Honors Degree with a major in Data Science / Mathematics / Statistics / Informatics / Risk Management with 5 years’ relevant experience in statistical analysis OR Relevant Master’s Degree with a major in Data Science / Mathematics / Statistics / Risk Management with 4 years’ relevant experience in statistical analysis Experience must include the following (within the Retail Credit Risk Management Environment) : Extracting and Aggregating Data from Large Relational Databases Data Mining and Predictive Modelling Knowledge & Skills Communication skills (verbal and written) in English Numerical skills Advanced Analytical skills Report writing skills at strategic / executive level Computer literacy (Advanced MS Excel) Attention to detail (accuracy) Programming skill (SAS, SQL, R, Python) Structured thinking and approach (process orientation) Able to interpret user requirements accurately Able to translate business requirements into business requirement specifications Ability to investigate, analyse, design and deliver business solutions Able to perform under pressure and work towards strict deadlines Adaptable to change Proactive Client service orientation Business acumen wrt understanding technical issues and the impact these may have on the design and delivery of business solutions.

Knowledge of the retail credit environment / industry Interpersonal and relationship management skills Ability to engage with people at various organisational levels Coaching and mentoring skills

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