Credit Risk Analyst
Future
Cape Town, Western Cape, ZA
2d ago
source : Work-Force

The ideal candidate for this role will work with a team of analysts and be responsible for managing the front-end credit and fraud risk, develop risk policies and strategies that will reduce credit risk to the business and assist in making profitable credit decisions.

Description Here's what you can expect to be doing in the role Credit risk policy

  • Maintain and monitor credit risk strategy for the growth and fraud management area
  • Provide insight into the fraud strategy and provide analysis for future strategy changes
  • Develop challenger strategies for fraud, acquisition decisions and initial limits
  • Monitor fraud and acquisition models and scorecards
  • Manage and monitor credit risk related projects
  • Operational support

  • Support the use of predictive dialer technology in the fraud and vetting Call Centre
  • Support the operational team through in depth analytics on fraud and delinquent customer behaviour
  • Actively engage with all other areas of the business
  • Assist the operations with budgeting models
  • Business analysis

  • Use SQL to obtain data from the Data Warehouse
  • Analyse the effectiveness of communication to the ordering customers
  • Analyse the data to answer business questions and solve problems
  • Project management

  • Ensure delivery on all projects as instructed by the Manager and Director
  • Education A little about who you are

  • A numerate degree e.g. BCom, B Bus Sci, B Eng, BSc
  • Minimum of 2 years' experience as an analyst in the credit risk environment
  • Proven experience with scorecards, analytics and portfolio modelling
  • Advanced computer literacy skills with a high proficiency in MS Excel and SQL
  • The ability to integrate and interpret numerical and statistical information
  • Project management experience is essential
  • The ability to prioritise and multi-task within a fast-paced and pressurised environment
  • Exceptional attention to detail with a thorough approach to work
  • A strong can-do attitude and an energetic positive approach
  • Report this job
    checkmark

    Thank you for reporting this job!

    Your feedback will help us improve the quality of our services.

    Apply
    My Email
    By clicking on "Continue", I give neuvoo consent to process my data and to send me email alerts, as detailed in neuvoo's Privacy Policy . I may withdraw my consent or unsubscribe at any time.
    Continue
    Application form