Work closely with the CEO & COO of the group to define a strategy for the funding division to ensure effective contribution to the business.
The role will draw on your experience within a funding / credit / banking environment, as well credit / lending / debt structuring.
Having knowledge of Sectional Title Act, Gated Communities, Sectional Title Ownership, Home Owner Associations, Bodies Corporate will have you with one foot in the door.
Minimum requirements :
BCom in Finance / Business Management
Minimum 10 years experience of which 5 must be at senior management level within a funding / credit / banking environment
Credit / lending / debt structuring experience
Advanced Microsoft Excel knowledge (financial modelling, analysis & transaction structuring)
Knowledge of Sectional Title Act, Gated Communities, Sectional Title Ownership, Home Owner Associations, Bodies Corporate
Duties & responsibilities :
Develop strategic policies & tactical procedures to promote & enhance the groups funding operations.
Proactively participate in identifying new solutions, product & markets, that includes strategic partnerships with existing & new service providers.
Contribute to, manage & implement digital strategies for seamless transition into 4IR.
Drive value for the business by improving service delivery, enhanced client experience, managing complexity & change, assessing risk, & balancing strategy & execution with the desired level of business performance.
Cross selling & team collaboration across all areas of the group & associate businesses.
Support, co-ordinate & manage the Funding Operations Manager & staff & oversee the operational functioning of staff on a day-to-day basis.
Lead special projects to ensure effective implementation thereof.
Risk analysis, reporting & recommend solutions to mitigate risks.
Work closely with the Governance & Compliance Heads to ensure adherence to lending principles & compliance.
Core member of the Credit Committee & strong decision-making capabilities within agreed parameters & risk appetite.
Oversee & co-ordinate loan refinancing structures, collection strategies (in conjunction with the CEO & Chief Legal Officer) & loan proposals.
Effectively manage the loan / claim book, including cradle to grave facilitation process (capital raise, deployment of capital & repayment of capital).
Work closely with CEO, COO & staff on all capital raise projects & initiatives.
Oversee, co-ordinate & manage business processes to ensure high standard of service delivery (including continuous engagement with capital raise partners).
Managing / coaching junior staff on discharge of deliverables.
Provide key strategies & clarity to a portfolio of clients, so as to maintain key relationships.
Provide management oversight of third-party vendors & service providers for the funding operations.
Serve as subject matter expert on funding activities throughout the company, the market & competitor analysis & reporting.
Collaborate with various divisions on shared or associated projects, priorities & strategies.
Periodically review current policies, procedures & systems as well as oversee that the necessary changes are made to ensure an effective & competitive operating environment.
Ensure cost effectiveness of all funding processes.
Review, take ownership & responsibility & sign-off on outgoing payments.
Reporting & presentation on funding activity to MANCO & EXCO, to include monthly reporting on the general health, growth & management of the lending book.
Ensure adherence to all applicable laws, regulations & directives in addition to company policies & standard operating procedures.
Strong knowledge of laws, regulations, developments & trends in the lending industry & maintain expertise in internal policies & procedures.
Provide guidance to staff fostering an environment that encourages employee participation, engagement, teamwork & communication.
Introduce & lead a high-performance culture within the team to meet objectives & deadlines imposed.
Develop service culture & build relationships, propose innovations & allow others to provide exceptional client service.
Through analytical business thinking translate strategies into actionable goals & execute relevant projects / initiatives aligned to strategic objectives with specific performance measures & control systems to track progress.
Continue to monitor team engagement & support remedial action.
Support development & succession activities & initiatives.
Competencies & attitudes :
Write meaningful & accurate executive reports.
Work with complexity & being solution orientated.
Quantitative & qualitative data analysis for improved management decision-making.
Present to group EXCO and / or MANCO
Rapport & influence.
Effective communication skills.
Analytical & able to interpret complex information
Ability to work independently & in a team.
Ability to work remotely, with access to transport & cellular phone where & when required.
Remuneration & benefits :
R 760 000 R 840 000 CTC
Ability to work remotely