Manager: Secured Credit (VAF)
Capitec Bank
Sandton, GT, ZA
5d ago

Purpose Statement

  • To manage the end-to-end value chain of one of the Capitec Bank Secured Credit portfolios : Vehicle & Asset Finance
  • To minimize the risk of loss through bad debts, and maximise profits for the business through effective execution of credit application, evaluation and approval processes
  • To deliver an excellent client experience and ensure that the quality of credit risks across the portfolio is maintained.
  • MINIMUM :

  • At least 5 - 7 years within a financial services environment including Credit Management experience across Personal and Business markets
  • Of which minimum 3 years in a portfolio / process management role
  • Involved in the management of secured credit portfolio
  • IDEAL :

  • 7+ years Credit Management experience across Personal and Business markets
  • Experience in Intuitive Credit Granting
  • Qualifications (Minimum)

  • Bachelor's Degree in Accounting - Management Accounting or Economic and Management Sciences
  • Qualifications (Ideal or Preferred)

  • A relevant post-graduate qualification in Accounting - Management Accounting or Economic and Management Sciences
  • MINIMUM :

  • Secured lending product knowledge e.g VAF
  • Strategic Credit Risk Management
  • Understanding of SME environment
  • Credit Risk strategic experience across the credit life cycle
  • Understanding of Project Management methodologies and processes
  • People Management principles and practices
  • Stakeholder management principles and practices
  • Financial Management
  • In-depth understanding of the NCA
  • Understanding of systems, automation and technology in a secured lending environment
  • IDEAL :

  • Knowledge of Intuitive Credit Granting
  • Management of Secured Credit portfolios (Vehicle and Asset Finance)
  • Agile project methodology
  • Skills

  • Analytical Skills
  • Commercial Thinking Skills
  • Computer Literacy (MS Word, MS Excel, MS Outlook)
  • Decision making skills
  • Problem solving skills
  • Report this job
    checkmark

    Thank you for reporting this job!

    Your feedback will help us improve the quality of our services.

    Apply
    My Email
    By clicking on "Continue", I give neuvoo consent to process my data and to send me email alerts, as detailed in neuvoo's Privacy Policy . I may withdraw my consent or unsubscribe at any time.
    Continue
    Application form