Architect: Card Processing Channels
Capitec Bank
Stellenbosch, Western Cape, ZA
5d ago

Purpose Statement

  • Responsible for the technical architecture and design of all Card Issuing related tasks on the bank’s issuing platforms and systems, including the building of product and other related service and digital enablement infrastructure.
  • Managing the Bank’s card remote fulfilment processes
  • Provide specialist input on business and technological aspects during business requirements gathering and technical design phases
  • Min :

  • At least 6 8 years’ relevant experience in :
  • Magnetic stripe and chip card payment processing (e.g. authorisation, clearing, settlement, reconciliation, dispute resolution, extracts and general ledger integration) architecture and design
  • MasterCard and Visa chip card parameter configurations
  • Switching Systems (e.g. Postilion, Base 24 and ON2)
  • Payment systems (e.g. Visanet and Banknet), including POS (e.g. Easy Pay) and ATM (e.g. Saswitch)
  • Applying core security (Symmetric and asymmetric cryptographic) principles
  • MasterCard and Visa 3DS implementations
  • Ideal :

  • Back Office systems (Extracts, Recons, Clearing and Settlement; Dispute Handling; Compliance and Risk; GL Integration)
  • Valued requirements include :
  • Postilion real-time framework (including Capitec specific Bancs node implementation)
  • Post Card
  • Postilion Office
  • PRIME and / or PowerCARD
  • SSIS (SQL Server Integration Services)
  • Qualifications (Minimum)

  • A relevant tertiary qualification in Information Technology - Computer Science or Information Systems
  • Grade 12 National Certificate / Vocational
  • Qualifications (Ideal or Preferred)

  • A relevant post graduate degree in Information Technology
  • Min :
  • Detailed knowledge and understanding of :
  • Debit and credit card payment processing (e.g. authorisation, clearing, settlement, reconciliation, dispute resolution, extracts and general ledger integration) fundamentals
  • Card dispute resolution / chargeback fundamentals
  • Binary and hexadecimal number systems
  • MasterCard contact and contactless M / Chip specifications
  • Visa Integrated Circuit Card specifications
  • EMV specifications
  • Chip card data preparation and personalisation processes
  • Security principles. Solid foundation in symmetric and asymmetric cryptography
  • Transaction based switching and routing
  • Card management systems (i.e. PostCard, PRIME, PowerCARD)
  • Databases and Query language (i.e. SQL)
  • IT Systems Development
  • System Architectural design principles & application
  • Services architecture (i.e. API’s and Webservices)
  • System analysis and design
  • Standards and governance
  • Ideal :
  • Working knowledge of Capitec Bank’s :
  • Card issuance processes (in-branch and mobile)
  • Card payment processing systems
  • Card dispute resolution / chargebacks
  • Card fraud monitoring
  • Card stock management
  • Services architecture (i.e. API’s and Webservices)
  • Skills

  • Communications Skills
  • Interpersonal & Relationship management Skills
  • Negotiation skills
  • Influencing Skills
  • Facilitation Skills
  • Presentation Skills
  • Analytical Skills
  • Problem solving skills
  • Commercial Thinking Skills
  • Attention to Detail
  • Planning, organising and coordination skills
  • Competencies

  • Achieving Personal Work Goals and Objectives
  • Delivering Results and Meeting Customer Expectations
  • Working with People
  • Additional Information

  • Clear criminal and credit record
  • Willingness to work or be available overtime and / or weekends if required
  • Contactable via own mobile phone
  • A valid driver's license and own vehicle is preferred
  • Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals

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