Johannesburg - Our client, a leading financial organization focused on driving Africa’s growth, driving data solutions to add high tech value to their customers in a meaningful way, is looking for an exceptionally talented and bright Head Innovation Credit to defy convention by bringing a multifaceted and unique spectrum of capabilities to bear on the customer, their ecosystems and the platform businesses.
In order to be considered the following is required : Post Graduate Degree : Business CommerceExtensive experience of the lending process and managing credit risk for customers and corporate in a financial serviceExtensive experience in secured and unsecured lending total of 10 years’ experienceResponsibilities : Key to understanding a Trailblazer role is the focus on the art of the possible and opportunity to define new boundaries, within the values of the organisation, the regulations governing the industry and the laws of the country, so that the common purpose is fulfilled and shared goals achievedAs a customer led disruptor with an open ended mandate, what is of paramount importance is a huge appetite to learn, to act and to learn again in an unrelenting focus on solving for what really matters to the customer, thereby setting new standards of service and engagement along the wayIn particular, creative disruption cannot be constrained by legacy norms and practices in a world where the winner takes all.
The strategy is to exploit the intersection of customer value and ecosystems, platform businesses and technology through innovating the art of what may be possible in ways that reveal new models of deep customer engagement, new sources of revenue or fundamentally disrupt existing business modelsBy taking a fresh approach to establish products, geographies, services and lines of business, identify and leverage synergies that realise opportunities for winner take all solutions.
They leverage the massive wealth of knowledge within bank the, use high levels of collaboration and identify partnerships and platforms that can be leveraged at scale to deliver full commercial successDevelop relationships, alliances and establish partnerships to collaborate effectively with key players in order to position to best advantage in the customer ecosystemIn particular, the focus is deeply informed by data and on the art of what is possible with technology and digital disruption as it relates to client needs and the creation of innovative client value and new revenue streamsThe role is both customer and commercially driven and in this framework, agile rapid learning is the basis for developing a winner takes all businessHowever, success rates are not assured so, despite the fact that this environment is tolerant of risk and experimentation, the need for discipline around gated processes to ensure we promote the winners and stop those with lesser trajectories is crucialAlthough the role is designed to operate with the minimum of constraints, it is necessary to gain a clear understanding of industry, regulatory and other compliance requirements as they relate to the work and the solutions likely to be developedComprising a web of flexible teams in a flat network arrangement of roles they seek to actively promote new ways of working by removing barriers and ensuring rapid and effective development of solutions.
With common goals and a respect for diversity where anyone can lead at any given time we seek to operate at speed and with agility in ways that encourage a culture of collaboration, curiosity, innovative thinking and continuous improvement