Decision Scientist- Business Banking
Capitec Bank
Johannesburg, GT, ZA
1d ago

Purpose Statement

  • To ensure the deliverables within the area of responsibility aligns with the objectives, plans, processes and standards of Credit Decision Science (Granting Model, Collections, Recoveries, Account Management)
  • To perform analysis to translate active business data into usable strategic information to inform the business on any critical and measurable credit and risk indicators.
  • Experience

    3 years’ relevant experience in statistical analysis

    Experience must include the following (Ideally within the Business Banking Credit Risk Management Environment) :

    o Extracting and Aggregating Data from Large Relational Databases

    o Data Mining and Predictive Modelling

    Qualifications

  • Honours Degree in Data Science or Mathematics
  • Analytics
  • Predictive Modelling and Machine Learning
  • Project management methodologies
  • IT implementation cycle
  • Credit cycle
  • Technical understanding and knowledge (different operating systems / databases / programming languages)
  • General business acumen to identify the impact technical issues may have on design and delivery of solutions.
  • Best practices and tools in credit risk
  • Interpretation of user requirements and translation into business requirements specifications
  • Retail credit environment / industry
  • Confidentiality and intellectual property implications and constraints
  • Interpretation of user requirements
  • Translation of business requirements into business requirement specifications
  • Skills

  • Communications Skills
  • Numerical Reasoning skills
  • Analytical Skills
  • Reporting Skills
  • Computer Literacy (MS Word, MS Excel, MS Outlook)
  • Attention to Detail
  • R skills
  • Python skills
  • Interpersonal & Relationship management Skills
  • Commercial Thinking Skills
  • Leadership Skills
  • Additional Information

  • Clear criminal and credit record
  • Ability and willingness to work in an open plan environment
  • Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

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