Alexander Forbes Financial Services is looking for a Financial Planner. The incumbent will be responsible for providing Financial Planning and Investment advice to an existing client base, i.
e. to identify clients' investment and lifestyle needs and objectives and provide the most appropriate investment vehicle / portfolio for them.
Formal requirements :
Matric or equivalent
Tertiary qualification, i.e. Bcom (majors in Financial Management, Financial Planning or Investments)
CFP licensee (member of the FPI)
Required experience :
Minimum 2 years financial planning or related experience
Experience and proven track record of dealing and interacting with clients
Key Performance Areas :
Servicing of existing clients with single and multiple investments
Face-to-face (meetings) annual or bi-annual reviews with clients
Identify a client's investment needs, risk tolerance and profile, other investments (and other assets), personal circumstances, income requirements, investment time horizon etc.
Make a recommendation based on the risk questionnaire and subsequent discussions
Provide the client with information on the performance of the various investment portfolios available
Educate the clients with regards to basic investment principles, i.e. risk versus reward, market sentiment, trends, performance (offshore and local), benchmarks etc
Ensure that the client's investment portfolio is consistent with FPC's investment philosophy and house views
Provide ongoing financial planning advice to clients as and when clients contact us
Resolve client concerns, queries and / or complaints
Source new business from existing clients and achieve the prescribed new business targets
To adhere and work towards strategic objectives set by FPC from time to time
To run cash flow projections and fee comparisons
Competencies : Advanced
Good understanding of the Financial Services industry - corporate and individual client
Good understanding of investments, investment vehicles and retirement funds
Good understanding of the tax implications of the various investment options available to clients
Linked products : Preservation Funds, Retirement Annuities, Living Annuities, Endowments
Voluntary products (savings vehicles)
Unit Trusts / Multi Manager Funds
Life / Risk Products
Excellent verbal and written communication skills.
Articulate presentation and professionalism is imperative
Excellent command of Afrikaans and English.
High level of client service orientation
Attention to detail / accuracy
Organised and assertive
Time management skills
Proactive - uses initiative (Self-starter - able to self-motivate)
Ability to work independently and under pressure
Strong work ethic
Have empathy and be able to listen to clients