Head: Scored Credit - Business Bank
Capitec Bank
Johannesburg, GT, ZA
5d ago

Purpose Statement

  • To create and set a strategy for Scored Credit in Business Bank and manage its execution and implementation through the development of a department and a team and the embedding of principles, policies, processes and practices.
  • Minimum :

  • 10 years’+ experience within a financial services environment,
  • Of which, at least 5-years’ experience in senior leadership role overseeing an organizational unit and with responsibility for Scored Credit.
  • Qualifications (Minimum)

  • Bachelor's Degree in Accounting - Financial Accounting or Economic and Management Sciences
  • Qualifications (Ideal or Preferred)

  • Honours Degree in Accounting - Financial Accounting or Economic and Management Sciences
  • Minimum :
  • Analytics
  • Analytics
  • Scorecard building, modelling and portfolio management
  • Understanding of a scored lending, volume book
  • Understanding of the SME environment
  • Strategic Credit Risk Management
  • Credit scoring and credit risk strategic experience across the credit life cycle
  • Banking and Financial Services Industry
  • Basel II
  • Broad business knowledge and acumen
  • Up to date knowledge of the Credit Risk regulatory requirements
  • Skills

  • Project Management Skills (Methodolgy Specific)
  • Problem solving skills
  • Leadership Skills
  • Decision making skills
  • Analytical Skills
  • Planning, organising and coordination skills
  • Competencies

  • Deciding and Initiating Action
  • Leading and Supervising
  • Working with People
  • Persuading and Influencing
  • Presenting and Communicating Information
  • Applying Expertise and Technology
  • Analysing
  • Formulating Strategies and Concepts
  • Planning and Organising
  • Adapting and Responding to Change
  • Coping with Pressures and Setbacks
  • Entrepreneurial and Commercial Thinking
  • Additional Information

  • Clear criminal and credit record
  • Ability and willingness to work in an open plan environment
  • Willingness to work or be available overtime and / or weekends if required
  • A valid driver's license and own vehicle is required
  • Willingness to travel nationally if and when required
  • Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

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